Deferred Income Annuities: Lock In Higher Future Income Today
A deferred income annuity (DIA) converts a lump sum into guaranteed monthly income starting at a future date you choose ...
Fixed Annuities: Guaranteed Growth With Zero Market Risk
A fixed annuity guarantees a minimum interest rate on your money, protects your principal from market losses, and grows ...
Fixed Indexed Annuities: Market-Linked Growth Without Market Risk
A fixed indexed annuity (FIA) credits interest based on how a market index performs — but guarantees your account never ...
Immediate Annuities: Turn Savings Into Income You Can’t Outlive
A single premium immediate annuity (SPIA) converts a lump sum into guaranteed monthly income starting within 30 days. Yo...
Multi-Year Guaranteed Annuities (MYGAs)
Lock in a guaranteed rate with no annual fees and principal protection when held to maturity. The simplest annuity on th...
QLACs: The Only Annuity That Reduces Your Required Minimum Distributions
A Qualified Longevity Annuity Contract (QLAC) is a deferred income annuity purchased inside your IRA or 401(k) that does...
Will Social Security Be Enough? How to Fill the Gap With Guaranteed Retirement Income
The average Social Security benefit pays about $2,071/month. Most retirees need $3,500–$5,500/month to maintain their li...
Variable Annuities: Full Market Access, Full Market Risk, Full Fee Transparency
A variable annuity invests your premium in market-based subaccounts with tax-deferred growth. Your account goes up and d...
What Is an Annuity? The Complete Guide
Annuities are contracts with insurance companies that convert your savings into guaranteed income — often for life. This...